Having a cash flow can be absolutely essential to keeping your small business afloat, so instead of relying on being approved for individual loan after loan, a business line of credit may be what you really need. Allowing for constant access to money for taking care of anything needed to keep your company functioning properly, a business line of credit can support financing for operational expenses, supplies, payroll or even to cover off-season capital; the possibilities are nearly endless. Subject to a credit review and requiring annual review, the line of credit is revolving and, much like a credit card, interest begins to accumulate once you draw upon the funds and the amount you pay back is then, again, available for use to be borrowed from once again. Let a business line of credit help, and work for, you by both providing funds and improving your overall credit at the same time.